AUTO REPO DEALS

Our inventory includes repossessed cars, trucks, SUVs, vans, boats, motorcycles, and RVs of various makes, models, and years. Inventory changes frequently, so check back often — repos are added as they become available.

Repo vehicles are sold in as-is condition. They have not been inspected, detailed, or reconditioned prior to sale. We recommend reviewing all available photos carefully and, if possible, arranging an independent inspection before submitting an offer.

Simply find the vehicle you're interested in and submit an offer using the form on its listing page. A Santa Rosa County Federal Credit Union representative will follow up with you directly to discuss your offer and next steps.

A SRCFCU representative will typically respond within 1–2 business days. Response times may vary depending on offer volume, so we appreciate your patience.

Yes! SRCFCU offers competitive auto loans that can be used to purchase a repo vehicle. When a representative contacts you, they can walk you through current loan rates, terms, and the pre-approval process — all in one conversation.

You do not need to be a member to submit an offer, but membership may be required to take advantage of SRCFCU's financing options. Ask your representative for details — membership is open to qualifying residents and is easy to set up.

Yes, a clear title will be provided upon completion of the sale. Your SRCFCU representative can answer any title-specific questions during the deal process.

We strongly encourage it. While we cannot guarantee inspection access for all vehicles, you can ask your SRCFCU representative about available options when they reach out to you.